Sikobapay (SKO1) ICO Rating

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SikobaPay is a framework for tracking, monitoring and clearing debt on a blockchain basis. View more...

Our objectives are to reduce dependence on capital, improve local economies in developing countries and allow the unbanked to build a credit history. SikobaPay can also be used in branded models for local currency and standard revenue programmes.
Informal loans are used in developing countries to solve money shortages, i.e. by using IOUs, rather than cash. SikobaPay provides the technology to improve the efficiency of informal loans: as debts are registered on a blockchain, users are given legal certainty; users may transact outside their immediate range of confidence because SikobaPay recognizes trusted intermediaries

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